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Welcome to our Insurance FAQs section, where we address common queries to help you better understand your insurance coverage.
Most customers receive personalized auto insurance quotes within 2-3 minutes after submitting basic information like vehicle details, driving history, and coverage needs.
Your rates depend on driving record, vehicle type, location, age, credit score (in most states), coverage limits, and discounts for safe driving, bundling, or multi-car policies.
Yes, high-risk drivers can still get coverage. True Path Insurance works with multiple carriers to find competitive rates even with DUIs, accidents, or violations.
Basic liability coverage pays for damage/injuries you cause to others. Optional add-ons include comprehensive (theft, weather), collision (accidents), roadside assistance, and rental reimbursement.
It's simple—get quotes from us first, then notify your current insurer when new coverage starts (usually within 24 hours). We handle most paperwork and ensure no lapse in protection.
A: Medicare Insurance is a federal health insurance program for people 65 or older, and for some younger individuals with disabilities or specific conditions.
Part A – Hospital Insurance
Part B – Medical Insurance
Part C – Medicare Insurance Advantage (private plans)
Part D – Prescription Drug Coverage
A: Your Initial Enrollment Period begins 3 months before your 65th birthday, includes the birthday month, and continues for 3 months after.
A: Part A is usually free. Parts B, C, and D have monthly premiums, which may vary based on income and plan choice.
A: Medicare Insurance Advantage (Part C) is a bundled plan offered by private insurers that includes Part A, Part B, and often Part D, plus extra benefits like vision and dental.
A: Final Expense Insurance is a small whole life insurance policy designed to cover end-of-life expenses like funeral costs, medical bills, and debts.
A: Seniors or individuals who want to ensure their loved ones aren't burdened with funeral and burial costs.
A: Final Expense policies typically offer coverage from $2,000 to $50,000, depending on the provider and applicant's health.
A: Many plans offer guaranteed or simplified issue, meaning no medical exam is required, just health questions.
A: Benefits are usually paid out to beneficiaries within a few days of submitting a claim, helping with immediate costs.
Discover the importance of preventive care services covered by your health insurance plan and how they can help you stay healthy
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Providing false information may subject you to liability. You understand that your consent is not required as a condition of purchase and that you may revoke your consent at any time. Instead, you may call +1-209-498-0982 to speak with a licensed insurance agent directly. Message and data rates may apply. There is no obligation to enroll. Plan availability varies by insurance company and state. Benefits are subject to limitations and annual maximums. Not available with all plans.
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We do not offer every plan available in your area. Currently, we represent 18 organizations, which offer 52,101 products in your area. Please contact www.Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program (SHIP) to get information on all of your options. We represent Medicare Advantage HMO, PPO, and PFFS organizations and stand-alone PDP prescription drug plans that are contracted with Medicare. Enrollment depends on the plan’s contract renewal. Not all plans offer all of these benefits. Benefits may vary by carrier and location. Limitations and exclusions may apply.
Participating sales agencies represent Medicare Advantage HMO, PPO, and PFFS organizations that are contracted with Medicare. Enrollment depends on the plan’s contract renewal. We provide a service that connects you to licensed insurance agencies and/or licensed insurance agents who will provide you the number of organizations and number of plans they offer in your area.
To send a complaint to Medicare, call 1-800-MEDICARE (TTY users should call 1-877-486-2048), 24 hours a day, 7 days a week. If your complaint involves a broker or agent, be sure to include the name of the person when filing your grievance. Not all plans offer all of these benefits. Availability of benefits and plans varies by carrier and location. Deductibles, copays, and coinsurance may apply. Senior Plans Finder Search is not affiliated or connected with Medicare or any other government program or agency. Limitations and exclusions may apply.
Licensed insurance agents may contact you regarding Medicare Advantage, Medicare Supplement Insurance, and Prescription Drug Plans.
